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STATE TO REOPEN OREGON HOMEOWNER ASSISTANCE FUND PROGRAM PORTAL TO NEW APPLICATIONS

Written on Mar. 21st, 2023

SALEM, ORE. - Oregon Housing and Community Services (OHCS) will resume accepting new applications for the Oregon Homeowner Assistance Fund (HAF) Program on March 8, 2023. The agency estimates there are enough funds to support about 700 additional eligible homeowners. The program offers federal temporary COVID-19 emergency mortgage relief intended to suppor…

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Featured Image for Multi family housing makes it more affordable? All of Oregon’s Cities over 100k make the list for their size in new construction.

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Multi family housing makes it more affordable? All of Oregon’s Cities over 100k make the list for their size in new construction.

Written on Nov. 18th, 2022

New housing construction in the U.S. is slowing down, which isn’t good for families already struggling to afford their first home. Even though multi-family dwellings have accounted for the lion’s share of new home construction growth since the recession, the shift away from single-family homes has failed to lower prices. Data from the Department of Housi…

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Residential Real Estate Update

Written by Nicole Fratangelo on Nov. 18th, 2022

The residential real estate market is still active with buyers and sellers. While the market has cooled in comparison to the last two years, we remain in a market of low inventory. In order to have a balanced market we need to have six months of inventory and currently, we are only at 2.6 months of inventory in Marion and Polk counties. This shows t…

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App Invests in Willamette Valley Farming

Written by Wyatt Jones on Sep. 30th, 2022

Farmland is pretty much the opposite of NFTs. There’s an actual finite supply of the stuff, it has true physical utility, and human beings quite literally need it to live. Still, that doesn’t mean every farm is a good investment. Far from it! You should check for red flags when investing in collectibles or NFTs, and farmland is no different. But how do…

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Commercial Real Estate Finance News Residential Real Estate

Mortgage bonds cool down.

Written by Jeremiah Anderson on Sep. 1st, 2022

Homebuyers were gifted an opportunity in early Aug. as we saw the national mortgage interest average for a 30-year fixed conventional loan decline to 5.05% down from 5.90% almost a month earlier. The Federal Reserve raised the federal funds rate by 75 basis points signaling a strong posture to combat inflation in the economy. In anticipation of the news mort…

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Commercial Real Estate Finance Residential Real Estate

Top 5 Tips for Realtors on Mortgage Lending

Written by Sharon L. Whittemore on Jul. 15th, 2022

Unless your customers are cash buyers, the home mortgage loan plays an integral role in most real estate transactions. The relationship between buyers, lenders, and realtors is important to a successful, prompt closing. And a complementary relationship between the Realtor and mortgage loan officer is essential. Many factors play into a successful …

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Save or Spend? A Real Estate Story

Written by Antonio Trejo on Jun. 17th, 2022

Save or Spend? A Real Estate Story In my first years as a real estate broker, I learned a lot. I became a part of many families’ life stories. I was helping first-time buyers, sellers, and those wanting Real Estate as an investment. In 2008 though, I along with many others were caught in the middle of the Great Recession. We all …

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Central Area Neighborhood Development Organization

Written by City of Salem on May. 10th, 2022

Central Area Neighborhood Development Organization- You’re already a member! A neighborhood is a group of residents, businesses, property owners, schools, agencies, and congregations within a designed geographical area. If you live, work, or own property in Salem, you are automatically a member of at least one NA (don’t worry, there aren’t any dues!).…

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Salem Residential Housing Market March 2022

Written by Sabrina Lowe-Dikeman on Apr. 5th, 2022

If the last couple of years have proven anything, it is that life is full of uncertainties. But one factor remains the same: housing prices are on the rise. This non-stop trend has proven to cause significant stress for the home-buyer and has generated a windfall for homeowners. Despite this disparity, real estate activity has remained high and steady. …

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Commercial Real Estate Residential Real Estate

This month’s Emerging Leader Spotlight is Kelsey Oran of Hancock Commercial Real Estate.

Written by Jacob Espinoza on Apr. 5th, 2022

This month’s Emerging Leader Spotlight is Kelsey Oran of Hancock Commercial Real Estate. Name: Kelsey Oran Title: Principal Broker & Partner at Hancock Commercial Real Estate How do you define leadership? I believe leadership is using one’s gifting’s to influence and elevate those around them. Leaders a…

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